Get Pre-Approved Fast and Close With Confidence
We help clients win offers—even in competitive markets.
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Rates That Actually Help You Win
Anyone can quote a rate. We structure yours strategically so you compete stronger in this market and avoid overpaying.
No Hidden Fees. Ever
What you see is what you get. No prepay penalties, no junk fees, no surprises at signing.
Approvals Built Around Real Life
Not everyone fits in a box. We look at the full picture and build a plan that meets you where you are so you can get into the home you want.
Why Work With Darren
Trusted by Homebuyers, Realtors, and Veterans
What You Can Expect:
One-on-one advisory support — you work directly with Darren Pomponio from start to finish.
Fast response times by phone, text, and email so you always know what is happening.
Straightforward explanations of every loan strategy so you can make smart decisions.
Proactive problem-solving that prevents delays and protects your deal.
A steady, confident process designed for first-time buyers, seasoned buyers, and veterans.
You deserve a mortgage advisor who brings real experience, clear strategy, and the discipline of a military veteran to every transaction. With Darren Pomponio as your direct point of contact—supported by a dedicated behind-the-scenes team—your loan moves from start to finish with confidence and clarity.
Quick Pre-approvals
Clear Communication
Competitive Rates
Local Expertise
VA Loan Specialist
Proven Fast closings
Personalized Guidance
Trusted by Local Families
Licensed in California, Nevada, Colorado & Florida
Bringing Trusted Mortgage Expertise Across State Lines
Whether you’re buying a home, refinancing, or exploring HELOC options, Darren Pomponio offers top-tier mortgage services across California, Nevada, Colorado, and Florida. Licensed and experienced in each state, Darren ensures a smooth, compliant, and efficient lending experience—no matter where you’re making your move.
Winning offers start with the right mortgage strategy
Loan Programs We Offer
Conventional Loans
FHA Loans
Refinance Options
VA Loans (Military Specialists)
Jumbo Loans
HELOCs (Home Equity Lines of Credit)
Non QM Loans (Alternative Qualification Options)
Self Employed Loan Solutions
How the Process Works
Your Path to a Stress-Free Closing~
A straightforward process that keeps you informed from start to finish.
Quick Consultation
A short call to understand your goals and answer initial questions.
Fast Pre-Approval
Clear accurate numbers so you can shop for a home with confidence.
Loan Selection & Processing
Darren helps you choose the right loan and guides you through processing and underwriting with no surprises.
Clear-to-Close
Smooth coordination all the way to signing day so you can get your keys without last-minute stress.
Who Darren Serves
Whether you're purchasing, refinancing, or using your VA benefits, you’re in expert hands.
Groups Served:
First-Time Homebuyers
Military Families & Veterans
Move-Up Buyers
Real Estate Investors
Homeowners Refinancing
Anyone Seeking a Smooth, Guided Experience
What Our Clients Say
We’re proud of our work—here’s what our clients have to say about partnering with us:
About Darren
Meet Darren Pomponio
A Mortgage Lender who believes in service, communication, and doing things the right way.
Darren Pomponio is a trusted Mortgage Lender based in Marin, California, known for delivering fast, reliable, and highly personalized lending experiences. With years of experience helping homebuyers navigate loans, Darren’s approach is simple: communicate clearly, guide clients through every step, and make sure the loan closes on time — every time.
While his rates are always competitive, it’s his service that sets him apart. Darren specializes in supporting military families and loves working on VA loans, ensuring that those who have served receive the benefits and care they deserve throughout the lending process.
Clients describe Darren as steady, knowledgeable, and committed. Whether you’re buying your first home, upgrading, refinancing, or using VA benefits, he makes the process straightforward and stress-free. His mission is to help you reach closing day confidently, with no surprises along the way.
Office Address:
1202 Grant Ave. B2, Novato, CA, 94945
(415) 827-9400
[email protected]
Ready to Get Started?
A quick conversation is all it takes to begin your path to homeownership.
Frequently Asked Questions
Quick answers to the things homebuyers ask most.
How long does the pre-approval process take?
Most clients receive their pre-approval the same day, depending on how quickly documents are submitted.
Are your rates competitive?
Yes. Darren offers highly competitive rates, but more importantly, he provides consistent communication and smooth closings — so the numbers and the experience both work in your favor.
What documents do I need to get started?
Typically: recent pay stubs, bank statements, W-2s or tax returns, and ID. Darren will give you a simple checklist.
Do you work with first-time homebuyers?
Absolutely. Darren takes extra time to explain each step to ensure you feel confident throughout the entire process.
How do VA loans work and do I qualify?
If you’re active-duty, a veteran, or eligible family member, you may qualify for zero-down financing and special benefits. Darren specializes in VA loans and can guide you through the entire process.
How quickly can my loan close?
As little as 14 days...
Darren Pomponio
Equal Housing Lender
NMLS # 297043
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All loans subject to credit approval. This website is for informational purposes only and
does not constitute a mortgage approval or commitment to lend.